Being in a serious car accident can be one of the most terrifying experiences that a person can go through. After you make sure that you and your passengers are OK, however, it is time to determine the condition of your vehicle. Often, an insurance company will choose to scrap out a car in order to save money on the cost of getting it fixed.
According to a car accident lawyer San Diego, sometimes it is possible to convince an insurance company to fix a vehicle instead of totaling it out. These three simple tests can be done by practically anyone:
Did the airbags deploy?
An accident in which the airbags deployed is usually serious enough that the car should be totaled out. In order for the airbags to deploy, a car has to be impacted while traveling at a high rate of speed. In most cases, this can cause damage throughout a vehicle, and much of it is difficult to detect immediately.
In addition, the cost to repack an airbag is about $1000 per bag. This cost alone often makes it a better choice to not salvage a car.
Was there damage to the drivetrain?
The engine, transmission, and driveshaft are some of the most expensive parts to repair and/or replace on a car. If an accident caused extensive damage to one of these parts, it will often be too expensive to repair the car. Of course, a small amount of damage in one of these areas to a higher-end vehicle can be worth fixing rather than replacing the whole car.
Are there special features of the car or truck that increase its value?
Often an insurance company will use the blue book value of the car to determine its value. If your car has special features that increase its value, however, it may make more sense to fix the car rather than find a new car with those features. Be sure to mention features such as a custom sound system, a handicap accessible chair lift, or even an installed body kit to your adjuster.
If you think that you may have a case to get your insurance company to pay for your vehicle repairs instead of totaling or scrapping out the car, contact your insurance company. If they will not work with you, it may be time to hire a lawyer who will fight on your behalf.